Is Your Home Adequately Protected in the Event of a Flood?

As a Florida resident, you understand well the value of maintaining a flood insurance policy for your home. You are aware that contrary to popular belief, any and all damage from “rising waters”—even if such damage should occur either simultaneously with or as a result of a windstorm and/or named hurricane—is not covered unless you maintain a separate flood insurance policy. The National Flood Insurance Program (“NFIP”) offers flood insurance coverage nationwide to over 20,500 communities who have joined the Program.

 

Note that if you maintain a mortgage on your home and your home is located in a flood zone, you will be required by your mortgage company to purchase a separate flood insurance policy. However, even if you own your home and remain mortgagee-free, it is always a wise choice to continue your flood insurance coverage. With an average policy rate of only $500 per year, flood insurance proves most affordable in today’s world.

 

At Freedom Insurance, we specialize in flood insurance policies. Our expert agents will get you covered appropriately and efficiently, and always at the best possible rate. But don’t delay! Thirty (30) day wait periods are sometimes applicable (i.e., a lapse in flood coverage since purchasing the home), so contact us today at 954-792-3660. Don’t get caught in the storm without it! Be sure and protect your home and possessions before hurricane season!

 

For more information about Progressive Insurance please visit our website www.freedominsurancefl.com.

Is Your Home Adequately Protected in the Event of a Flood?

As a Florida resident, you understand well the value of maintaining a flood insurance policy for your home. You are aware that contrary to popular belief, any and all damage from “rising waters”—even if such damage should occur either simultaneously with or as a result of a windstorm and/or named hurricane—is not covered unless you maintain a separate flood insurance policy. The National Flood Insurance Program (“NFIP”) offers flood insurance coverage nationwide to over 20,500 communities who have joined the Program.

Note that if you maintain a mortgage on your home and your home is located in a flood zone, you will be required by your mortgage company to purchase a separate flood insurance policy. However, even if you own your home and remain mortgagee-free, it is always a wise choice to continue your flood insurance coverage. With an average policy rate of only $500 per year, flood insurance proves most affordable in today’s world.

At Freedom Insurance, we specialize in flood insurance policies. Our expert agents will get you covered appropriately and efficiently, and always at the best possible rate. But don’t delay! Thirty (30) day wait periods are sometimes applicable (i.e., a lapse in flood coverage since purchasing the home), so contact us today at 954-792-3660. Don’t get caught in the storm without it! Be sure and protect your home and possessions before hurricane season!

For more information about Progressive Insurance please visit our website www.freedominsurancefl.com.

Has Your Home had its Annual Homeowners Insurance Rate Check-up?

Just as spring is around the corner, hurricane season is also fast-approaching. Before you know it, we may be “batting down the hatches” once again. So before reviewing this year’s Hurricane Preparation Checklist, it’s a good idea to review your Florida homeowner’s insurance policy for eligible windstorm discounts to which you may be entitled.

Are you aware of the multitude of windstorm discounts available to Florida homeowner insurance policies? If not, you should be. Factors such as (i) your home’s specific hurricane protection features; (ii) the year your home was built; (iii) the type of roof on your home; and (iv) the location of your home are just a few examples of today’s available discounts—discounts that may tremendously reduce your annual homeowners insurance rate.

At Freedom Insurance, we know windstorm eligibility discounts. Our top-notch team of homeowners insurance experts can easily assist you in obtaining every available windstorm discount specific to your home. Let us review your policy today. We have saved countless clients hundreds of dollars in annual premiums. We welcome the opportunity to do the same for you.